• Stanislav Kuznetsov
    Deputy Chairman of the Executive Board, Sberbank
    Stanislav K. Kuznetsov was born on July 25, 1962, in Leipzig (GDR). In 1984, he graduated from the Military Institute with a Military and Political Specialization including the study of foreign languages (German and Czech), and in 2002 he graduated from the Law Institute of the Ministry of Internal Affairs with a specialty in Law. PhD in Law. In 1979-2002, he served in the Russian Armed Forces and law enforcement agencies. In 2002-2004, he was the head of the Administrative Department of the Ministry of Economic Development and Trade of the Russian Federation. In 2004-2007, he was appointed head of the Administrative Department of the Ministry of Economic Development and Trade of the Russian Federation. From April 2007 to December 2008, he was Deputy Minister for Economic Development and Trade of the Russian Federation. In January 2008, he became the Senior Vice-President and member of the Executive Board of Sberbank.
  • Eric de Putter
    Managing Partner, ATMIA
    Eric has over 20 years’ experience in the UK and European payment markets. He founded and has grown Payment Redesign to an associate practice, delivering payment expertise, as well as market and product review. Eric has established himself as a public speaker with regular appearances on conferences presenting his views on innovation and change in the ATM, card and payment industry, this is underpinned by various articles in well-recognised trade magazines. Eric won the prestigious ATMIA consultant of the year award in 2015. Prior to founding Payment Redesign, Eric was EVRY’s European director business development, was account director at VocaLink, enjoyed various product & business development positions at Visa Europe and was a smart card and security specialist for two companies in the Netherlands.
    Director General, Joint Stock Company "Goznak"
    Arakady Trachuk was born in November 1966. Graduated from the Leningrad Institute of Aircraft Instrument Making (1989) and the Leningrad Institute of Finance and Economics (1991). Doctor of Science (2011). Throughout his career Arkady Trachuk occupied various positions in the banking and electric power industries. Since 2002 he works as General Director of Goznak. Arkady Trachuk is a professor at the Financial University under the Government of the Russian Federation. He is an author of more than 60 scientific and methodological articles including publications on different aspects of currency circulation. Arkady Trachuk is also a member of the Advisory Council under the Government of the Russian Federation.
  • Valery V. Chulkov
    Member of the Board, Head of Operations Department
    • Born in Leningrad, 14 October 1960. • 1982 graduated from the M.V. Frunze Higher Naval School; 2002 got a degree in Finance & Credit at the Financial Academy under the Government of the Russian Federation • 1995 embarked upon a career in banking: o February 1995 as a leading economist, then senior economist at the Foreign Exchange Support and Control Department, Credo Bank; o May 1995 as Head of Currency Trading Registration and Execution Unit, Credo Bank; o August 1996 as Deputy Chief Operation Officer of the Foreign Exchange Support and Control Department, Credo Bank. • 1996-2005 went up the career ladder at ABN AMRO Bank, from Dealing Transactions Specialist to Deputy Chairman of the Board • January 2005 became Head of Retail Operations Centre at Alpha-Bank • 2006-2008 worked as Corporate Director, Head of Division for Operational Management of Banking Services, ABN AMRO Bank. • March 2008 appointed Head of Operations Department, VTB 24, further becoming Member of the Board (September 2008).
  • Maxim Daryoshin
    Head of Self-Service Systems Department Alfa-Bank
    Daryoshin Maxim stated his career at Alfa-bank 9 years ago and now he is Head of self-service systems development dept. He is in charge of Alfa's own ATM network (more than 3700 ATM) and it's partnership programme with another banks and repayment channels. The most actual focus now is to lower the costs of ownership via implementing new innovations.

  • Roman Titov
    Deputy Head Cash Circulation Directorate, National Bank of the Republic of Belarus
    Graduated from the Belarusian State Institute of National Economy in 1991 with a degree in Finance and Credit. His work experience in the banking sector is more than 25 years. He joined the National Bank in 1994, in the current position since 1998.
  • Gonzalo Santamaria
    VICE President, Currency Research
    Mr. Gonzalo Santamaria has honed much of his leadership skills and industry knowledge within a realm spanning more than 30 years of technical, commercial and managerial experience in the currency sector. He has forged much of his background first in the technical, and consequently in the commercial and business development streams within world-class supplier companies in the industry. In parallel, he has accumulated valuable experience in automation of banknote processing, process re-engineering, supply-chain optimization and efficiencies through security of cash in the cash cycle. During these tenures and in diverse global locations, he successfully assisted in designing and implementing state-of-the-art automated currency vault solutions, cash management re-engineering including commercial cash processing patents, and supply chain optimization solutions. In June 2011, Gonzalo was named Managing Director for Currency Research (CR) in the Europe and Latin America regions. In this capacity he led CR's initiatives as well as being a frequent speaker and moderator at global events, additionally running workshops and webinars in specific areas of expertise. In October 2014, he was promoted to Vice President with full oversight over all regional Cash Cycle Seminars (ICCOS) as well as CR's Review Seminars. Gonzalo currently resides in his birthplace of Madrid, Spain. Throughout his educational and professional life has also lived in various countries including Canada, United Kingdom and the United States before settling once again in his native country. He is fluent in Spanish, English and French. Gonzalo is a regional expert in the cash cycle in Europe and specializes in Recycling, Cash Processing workflows and Branch Automation.
  • Victor Ionov
    Expert and consultant on banking technologies,partner Currency Research
    Victor Ionov specializes in the field of modern banking technologies more than 23 years. He works with a number of Russian and leading foreign companies which providing banking equipment, state of art protection technologies for banknotes and coins, securities, passports and other secured documents. As a banking expert and consultant, Victor is a writer and has published 5 his own books and 4 brochures on cash handling technologies and security features. He has written more than 230 articles to a number of Russian and foreign banking magazines and bulletins. Victor is frequent speaker at different Cash Handling and Security Printing International conferences and seminars (33 presentations). Since March 1997 until the end of 2007 he was Banking Technologies Adviser for Goznak Research Institute. Since April 1999 up to April 2003 Victor was a Senior Consultant of Currency Consulting International Co., UK. Since April 2003 until June 2008 and since July 2013 he was Senior Expert (later – Associate and Partner) of Currency Research Ltd., USA. In January, 2005 – June 2007 Victor was teaching in Moscow High Business School (Institute) on high mathematics and economics (subject “Money, Credit, Banking”). Since 2005 he is a member of The International Association of Currency Affairs (IACA). Victor is also a teacher/trainer for banking cashiers in Moscow, Tyumen, St. Petersburg, Kazan and other cities in Russia.
  • Kyrylo Khomiakov
    Business Development Director, Russia&CIS Fiserv

    Kyrylo manages the Russian&CIS region for Fiserv Cash&Logisctics from sales, professional services and consulting perspectives. Kyrylo was a project manager for 3 major implementation of Cash&Logistics platform within 2 TOP-10 banks in Ukraine and a leading financial institution of Kazakhstan. He has an advanced knowledge of banking operations, cash-management business processes transformation, customer`s challenges and efficiency development for the local banking business environment and local legislation.

    He holds a Master degree in Economy and a MBA degree from Kiev-Mohyla business school.

  • Claus Germann
    Head of Development and International Sales at Multi Cash Automation (Austria)

    He has a degree in the Studies of Mechatronic Management from the University of Applied Sciences Upper Austria in Wels, Austria.

    Claus lives in Linz, Austria and has been working for Multi Cash Automation since 1999. Overall, he has been in cash management business since 1994. His area of expertise includes development, sales and implementation of coin processing equipment.

    Multi Cash Automation is a supplier of high quality coin counting and sorting equipment for back office and self-service cash handling solutions. Their reliability, flexibility and efficiency together with attractive designs ensure maximum availability, high profitability and satisfied customers.

    Over 25 years of experience and the principle “simple but perfect” guarantee products which support optimization of coin processing.

  • Natalia Kulikova
    Director, Cash Automation Department Profindustry

    Natalia Kulikova has over 15 years of professional experience in cash management business. Her professional expertise in Profindustry includes the following areas: system integration of solutions for retail and banking, analysis of modern trends in cash turnover, building new business relationships with suppliers and development of cooperation with the company’s partners in the markets of Europe, Russia and Southeastern Asia.

    Apart from project management and strategy development in the Cash Automation Department, Natalia Kulikova supervises a number of promising international projects for development and localization of smart cash drawers, automated deposit machines and other cutting-edge equipment aimed at business process automation and efficient cash management organization.

    Profindustry is an international company with a lot of expertise, know-how and unique experience in currency detection and cash processing technologies. Its key activities include development, manufacturing and integration of equipment for retail, banking, and services.

  • Yulia Demenyuk
    Senior Vice President, Deputy Director of the Retail Business Department, VTB 24

    Yulia Demenyuk was born on March, 13th 1974 in Moscow.
    Had graduated with honor from Plekhanov Russian Academy of Economics with a degree in Finance and Credit in 1995.
    1994 - 1999 — Has worked at Incombank as economist in Securities Department, and as economist, senior economist, leading economist in Precious Metals Department.

    Since 1999 had been working as main specialist in Precious Metals Department at Incombank.

    2000 - 2002 — main expert in Credit Support Service.  

    Since 2002 had been working at MDM-Bank, where she held following positions: leading expert in Retail Banking Products Department, Head of Division in Retail Lending Department, Deputy Head of Retail operations in Retail Market Department.

    Since 2005 had been working as Head of Passive and Commission Operations at VTB 24.                                                                                                                                                                                                                                                                                                                                                                                                                

    Since November, 2008 — Vice President, Deputy Director of the Retail Business Department.

    Since May, 2014 — Senior Vice President, Deputy Director of the Department..
    Regional Sales Manager Gemalto Identity and Data Protection
    In 2004 Ivan graduated from Siberian State University of Telecommunications and Information Sciences with degree in Computing and Automating Systems Software. Later in his life he successfully earned other certifications in IT, Sales Management and Business Development. In his professional career, Ivan, used to work as Key Account Manager in Center of Financial Technologies, being responsible for number of complex integration projects in financial sector. Later in his professional life he was responsible for business development in Siberian and Far-Eastern Federal Regions by working in such companies as Fujitsu Siemens Computers GmbH and later for IBM EE/A. Currently Ivan is a Regional Sales Manager for Gemalto Identity and Data Protection solutions and he is responsible for realisation of business development in financial sector. Moreover, he’s also responsible for integrations with technological partner in order to provide suitable solutions for banks to solve variety of their challenges.
  • Alexey Ponomarenko
    Cash Operations Management Director Sberbank
    Alexey Ponomarenko, Senior Managing Director, Sberbank. Works in Sberbank since 1993. Since 2013 is the Head of the Operating Centre of cash circulation. Tasks of this centre: cash and collection operation, cash and collection bank centres control (more than 400 units), cash liquidity control and other functions of cash circulation operation assurance.
  • Mihail Belousov
    Vice Chairman of the Management,Inkahran
    Mikhail I. Belousov was born on June 4, 1979. He graduated from the International Ecological and Political University, faculty "State and municipal management". Since 2001 he has been working in the banking sector. Total work experience in the cash collection sector is more than 15 years. It has occupied leading positions in CB "Admiralteisky" since 2004. In 2010, he became the head of the Cash Collection Department of the CREDIT BANK OF MOSCOW. Since 2016 it has become INKAHRAN of the post of Deputy Chairman of the Board.
  • Elena Loskutova
    Chief of self-service network management VTB 24
    Elena has over 13 years of experience in Banking. Directly her work with ATMs began in 2008 when she started her carrier in Bank VTB24. For these years Bank’s ATM network increased from 1 300 up to 11 500 devices, including through the purchase and connection of networks of other Banks. Since 2014 she leads department which is fully responsible for the ATM network development, by centralizing all the functions of network management under her leadership. The main message in her work is to make ATM network efficient for the Bank and innovative, usability-friendly for the Customer. Her management style and approaches raised the qualitative and quantitative indicators in the ATM network development.
  • Elena Chigirinskaya
    Head of service channels support the Office of Operations of the Department, VTB24
  • Alexander Shevtsov
    Head of Product Project, DEEP 2000
    Mr. Shevtcov received the qualification of engineer in the specialty "Design and technology of radio-electronic aids" at Moscow state Institute of Radio-engineering, electronics and automation. He works in the Company DEEP2000 from 2013 year. He is responsible for the development of count-sorting machine of new generation Corporation TOSHIBA (Japan). Successfully implemented several projects for the automation of the largest banks in the country.
  • Sergey Paravin
    Head of self-service projects,Ingenico
  • Dmitry Pyankovskiy
    Chief technology officer in UTC LLC (United Transport Card Strelka)

    Having gained more than 9 years of extensive expertise and a deep knowledge of the market, Dmitry manages major projects associated with ticketing solutions, e-commerce and NFC-technology. Dmitry had been engaged in launch of a number of successful products among which “Troika” and “Strelka” transport cards in the field of ticketing systems and Mobi.Money product in the field of electronic commerce.

    Since 2010, Dmitry had managed a number of projects in the "VimpelCom" company, in 2012 he had been appointed as Head of Card Solutions Division in the Department for Transport and Road Infrastructure Development of Moscow and held the post till 2013. Since august 2014 he has been working in a capacity of chief technical officer in LLC “United transport card” being responsible for forming a strategy for the development of ticketing solutions in Moscow region, the technical architecture definition of the cashless fare payment system, direct commercial launch of transport card "Strelka" in the Moscow region and, finally, the subsequent functioning of the ticketing system, including QA.

    Dmitry is deeply involved and well acquainted with all the latest market trends and technologies and regularly attends the biggest forums and conferences in the field of transport and e-commerce as a speaker.  He considers integration of the remote channels of user service as one of the foreground directions for development of ticketing systems.  Therefore, this will be the topic of his report.


  • Irina Voronkina
    Sales Manager, Russia and CIS, Kalignite ATM Software (Russia)

    Irina has been working in sales and marketing for over 17 years, always business-to-business international environments. Her core skills are complex solutions sales, CRM, key accounts management and project management. Irina has joined Kalignite as Russian sales representative in 2015. 

  • Denis Salun
    Software Sales Manager, CIS countries, NCR
  • Leonor Machado
    Сhair of the Cash Working Group, European Payments Council (EPC), General Manager, Caixa Geral de Depósitos
    Leonor Machado is the chair of the Cash Working Group of the European Payments Council (EPC) and General Manager at Caixa Geral de Depósitos with responsibilities in the payments area. She has a long career at the banking industry and experience in cards, marketing, retail and commercial areas. She is also the chair of the SEPA Portuguese group. With a background in Economics, before joining the banking sector she worked in different areas as international trade and Cooperation and Development. She is married and a mother of 4 boys.
  • Elena Melanich
    PhD, Cash Management Community Russia Chairman Siltech Group CEO
  • Natalia Bazaley
    Head of E-Business department and Payment Services, TransKapitalBank
    Natalia Bazalei graduated from Rostov State University of Economics and finished postgraduate studies in Accounting and Statistics. She has extensive experience in the development and implementation of management accounting at industrial enterprises. Joined TransKapitalBank as a retail business analyst in September 2010 to become the Head of e-Business in 2012. Her responsibilities include banking products sales through the bank’s self-service network as well as its further development of the latter.
  • Nikolay Khlopov
    Head of Trends and Insights THI (The Hinge Ideas Ltd.)
  • Sergei Panyushkin
    Director of Sberbank’s Center for Managing the Network of Self-Service Terminals
    Sergei graduated from the FAPSI Academy and the Institute of Business Administration and Business of the Financial University under the Government of the Russian Federation. He has joined the banking sector in 2010. Previously, he dealt with construction and distribution issues of major IT infrastructure projects. He had worked at Ericsson, MegaFon and Russian Standard Bank before his career at Sberbank. Sergei’s responsibilities include the management of self-service devices business; design and implementation of all-embracing business processes; optimization of existing processes; Value-Based Management; implementation of strategic initiatives in the field of remote banking services; design and optimization of the system of quality control.
  • Alexander Krasnov
    B2B modile Director, Samsung
  • Marina Gorilovskaya
    Head of Retail Bisuness Departement Bank Saint Petersburg
    Ms. Gorilovskaya has been working for credit institutions for over 20 years, including 15 years for the VneshEconomBank and then later – for the VTB Bank PJSC. She has worked organising foreign currency and security transactions at St. Petersburg Currency Exchange and the interbank market. As Deputy Chief Accountant she managed the bank’s and its customers’ debit and credit operations. Ms. Gorilovskaya established one of the first depository institutions in St. Petersburg for storing rights and licences and securities settlements. She then moved on to work in customer service and took the position of the head of a subsidiary office of the VTB Bank. Having started working for the VTB24 Bank PJSC, between 2007 and 2010 she held the position of the managing sales director and supervised a network of branch offices in St. Petersburg and Leningrad region. During 2010 she was the deputy managing director of St. Petersburg front office of the Bank Uralsib PJSC. Over this period a few projects on improving the level of customer service and increasing sales were successfully implemented. Ms. Gorilovskaya was involved in these projects as a coach both for managing and operating personnel. Since October 2010, Ms. Gorilovskaya has been the head of the Retail Business Department at the Bank Saint Petersburg PJSC and has been in charge of the company’s retail business development. Personal awards: 2013 Expert of the Year, ‘Banks’ category, from the ‘Expert Severo-Zapad’ business-magazine 3rd place in the ‘Customer Service’ category on, 2015
  • Alexander Mishin
    Deputy Director for Business Development, Gamma Center
    Graduated from Moscow State University of Applied Biotechnology. An engineer. Since 2001, he held various management positions in a number of Russian companies and joint ventures, being in charge of large-scale business projects. Started his career in the banking sector in 2007 in the Gamma-Center company. Since 2011, Deputy Director for Business Development, Manager of the Take-a-Number Project.
  • Alexey Baranov
    Deputy Development Director Gamma-Center
    Graduated from Bauman Moscow State Technical University in 1998. Major: Robot Complex Systems and Automation Systems/Computer Aided Design Systems. Education: System Engineer. The professional career within the banking area began in 2006 in DeLaRue CIS. The position of Head of Software Solutions Department included responsibility for supervising issues of technological development of continuous cash translation. During the five year employment in DeLaRue SNG he had occupied a number of positions, including the most recent position of Sales Director during the last 18 months. He has been working for Gamma-Center as Deputy Development Director since 2011, with the responsibility for promotion of a number of innovation projects as follows: coin processing and packaging lines, solutions for coin collections from citizens, and customer flow management systems.
  • Alexey Fomichev
    Deputy Chairman of the Board for Technology, Business Development Director, Gamma Center
    Graduated from the Moscow Automotive Institute. Production technology engineer. His career in the banking sector started in 1996. He joined Gamma Center as Deputy Director for Sales in 2004, after his nine year experience with the Bank of Moscow. In 2010 he was appointed Deputy Chairman of the Board in charge of Technology, and, besides, in 2011 he took position of Business Development Director.
  • Dmitry Shaposhnikov
    Head of Financial Institutions and Partners Insurance Management, Ingosstrakh
    Shaposhnikov D. V. graduated from the Finance Academy (Financial University) in 2002, works in insurance for over 15 years, including more than 13 years in the corporate block Ingosstrakh, is The Financial Institution and Partners Insurance Division Director, is responsible for developing for own risk banks insurance, Corporate pledge Insurance, leasing objects.
  • Mikhail Kutuzov
    EMEA Fraud Manager Citi Security & Investigative Services
    Mikhail Kutuzov graduated from Lomonosov Moscow State University. His has over 9 years of experience in fraud management. In 2007 – 2010 Mikhail occupied several positions within Consumer Fraud Risk Management Unit in ZAO KB “Citibank” in Russia. In 2010 – 2014 Mikhail acted as Investigator in Citi Security & Investigative Services with responsibilities to conduct internal investigations in all Citi business and functions in Russia, Ukraine and Kazakhstan. Since 2014 Mikhail has been a Fraud Manager in Fraud Management team within Citi Security & Investigative Services covering Europe, Middle East and Africa (EMEA). He is a member of Association of Certified Fraud Examiners (ACFE). He also is a frequent speaker in various professional forums on corporate security.
  • Erwin Leichtmann
    Business Development Director at Giesecke & Devrient
    Mr. Erwin Leichtmann joined G&D more than 20 years ago, and has knowledge around the full range of banknote processing. He built up his comprehensive know how through various experiences in development, product and project management, production and quality management, and cash center automation. In parallel, he has a proven track record of many years in personnel leadership – also managing virtual and globally distributed teams. In April 2014, Erwin took over the role as Market Segment and Business Development Director for commercial Markets in Europe, India and Asia Pacific. In this position, Erwin ensures the appropriate go-to-market setup for these regions and segments, and supports the G&D sales and service teams not only in product launches but also for long-term market success.
  • James F. Trocmé
    James held various roles at Diebold for over 15 years, leading software engineering, business development, product management and market research teams in the USA and Europe. He then joined Citibank as senior vice president and global ATM channel manager, providing strategic direction, multichannel integration guidance and product management. James runs EDIC and Independent Global Market Intelligence and Business Development consulting Practice with expertise in FinTech, payments, ATMs, fraud, security, to drive business innovation, diversification and growth & change management.
  • Aleksey Golenischev
    E-Business monitoring Department, Director
    Management of dispute procedures, security & risk management, compliance procedures, monitoring, fraud & loss prevention, interaction with Payment Systems. Took part in many international fraud prevention conferences and seminars.
    It was repeatedly awarded with the premium from Visa Int. under the program of encouragement of employees of the banks which have brought the significant contribution to business of a safety of operations with payment cards in the Russian market.
  • Vladimir Demidenko
    Head of Cash Circulation Automation and Mechanization Division
    Graduated from the Moscow State Technical University named after N.E. Bauman and the Finance Academy under the Government of the Russian Federation. PhD in Technical Sciences. Deals with the introduction of new technologies and cash circulation logistics in the institutions of the Bank of Russia
  • Igor Miloradov
    Criminal Expertise Center under the RF Interior Ministry
    Born on July 1, 1960 in Moscow. Graduated from All-Union Extra-Mural Law Institute in 1989.
  • Andriy Nadtochiy
  • Artem Sychev
  • Nikolai Tarjanov